Take THAT, insurance!

This morning, I successfully talked my way into lower insurance rates for our cars. Yes! The bill got sent to me electronically and, instead of listing what my payment would be if I chose 1-month, 3-month, or 6-month coverage, it just said the 1- and 6-month options, but they weren't really identified as such. So I just saw my two payment amount options and I knew that the larger one was about double what I paid a few months ago! Looking back, that does make sense since I usually pay in 3-month increments. Anyway, I called my insurance agent and spoke to him at length about why my payment was going to be so much more, ways to reduce it, etc. He did some figurin' and was able to add a couple other discounts to our policy and reduce our rates by about $44 per month! That's awesome!

Don't think for a minute I didn't question it when he said we couldn't have both the "Accident-Free" discount and the "Muliple Policies" discount! I mean, we are accident free and we do have multiple policies, so I feel we should get them both! Apparently, this is "impossible" to do "in the system". You know what, guy? I use that whole "the system won't let us do this" line at my work, too, sometimes. What that really means is that you just won't do both or something! Anyway, I argued that for a while but stopped eventually after making sure I got the biggest discount possible.

I tell you, insurance. Just don't charge me an arm and a leg and I'll be happier!